Where
do I get information about housing
discrimination?
A:
For
information about housing
discrimination, call the U.S.
Department of Justice at (202)
514-2000, 950 Pennsylvania
Ave., NW DC 20530, usdoj.gov;
or your local U.S. Department
of Housing and Urban Development
office.
For detailed information,
the booklet, "Your Loan
is Denied, Defending Yourself
Against Mortgage Lending Discrimination,"
is available from the Center
for Investigative Reporting,131
Steurt Street, Suite 600,
San Francisco, CA 94105; call
(415) 543-1200; or visit www.muckraker.org.
Q:
Where
do I get information on consumer
credit laws?
A:
For
information on consumer credit
laws, contact the National Foundation
for Consumer Credit,
801 Roeder Road, Suite 900,
Silver Springs, MD 20910; call
(800) 388-2227; nfcc.org.
Q:
Where
do I get a copy of my credit
report?
A:
For a copy of your own
credit report, call one of the
three main national credit reporting
agencies: Experian at (888)
397-3742, experian.com; Equifax
at (800) 685-1111, equifax.com;
and Trans Union at (312) 408-1077,
transunion.com. The bureaus
also should provide instructions
on how to read their report
and dispute any inaccuracies
it contains.
Q:
Where
do I get information on who
regulates lenders?
A:
The
following regulatory bodies
oversee lenders:
* Comptroller of the Currency,
Compliance Division, Washington,
D.C., (202) 874-4800; occ.treas.gov.
* Office of Thrift Supervision,
Consumer Affairs, Washington,
D.C., (800) 842-6929; ots.treas.gov.
* Federal Deposit Insurance
Corp., Consumer Affairs, Washington,
D.C., (800) 925-4618; fdic.gov.
Your
state departments of real
estate or commerce also may
regulate the lenders in your
area.
Q:
Where
do I get information on finding
the best loan?
A:
For
information on how to find the
best home loan, check out this
booklet:
*
"How to Shop for a Mortgage,"
by the Mortgage Bankers Association
of America, 1919 Pennsylvania
Ave. N.W., Washington, DC
20006-3404; call (202) 557-2700;
mbaa.org.
Q:
Where
do I get information on mortgages?
A:
For information on mortgages,
check out the following sources
for information:
* American Bankers Association;
1120 Connecticut Ave. N.W.,
Washington, DC 20036; (800)
BANKERS; aba.com.
* Mortgage Bankers Association
of America, 1919 Pennsylvania
Ave. N.W., Washington, DC 20006-3404;
call (202) 557-2700; mbaa.org.
Q:
Where
can I get a list of mortgage
brokers?
A:
For information on mortgage
brokers, contact the National
Association of Mortgage Brokers
8201 Greensboro Dr., Ste. 300,
McLean, VA 22102; (703) 610-9009;
namb.org.
Copyright
2006 Inman News Features
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