Whom
to
Contact
(Other
Mortgage
Considerations)
-
Q
&
A
Back
Next
Q:
Where
do
I
get
information
on
who
regulates
lenders?
A:
The
following
regulatory
bodies
oversee
lenders:
*
Comptroller
of
the
Currency,
Compliance
Division,
Washington,
D.C.,
(202)
874-4800;
occ.treas.gov.
*
Office
of
Thrift
Supervision,
Consumer
Affairs,
Washington,
D.C.,
(800)
842-6929;
ots.treas.gov.
*
Federal
Deposit
Insurance
Corp.,
Consumer
Affairs,
Washington,
D.C.,
(800)
925-4618;
fdic.gov.
Your
state
departments
of
real
estate
or
commerce
also
may
regulate
the
lenders
in
your
area.
Q:
Where
do
I
get
information
on
finding
the
best
loan?
A:
For
information
on
how
to
find
the
best
home
loan,
check
out
this
booklet:
*
"How
to
Shop
for
a
Mortgage,"
by
the
Mortgage
Bankers
Association
of
America,
1919
Pennsylvania
Ave.
N.W.,
Washington,
DC
20006-3404;
call
(202)
557-2700;
mbaa.org.
Q:
Where
do
I
get
information
on
lock-ins?
A:
For
information
on
lock-in
mortgage
rates,
check
out
this
brochure:
*
"Consumer's
Guide
to
Mortgage
Lock-Ins"
from
the
Federal
Citizen
Information
Center
(800)
333-4636;
pueblo.gsa.gov.
Q:
Where
do
I
get
information
on
mortgages?
A:
For
information
on
mortgages,
check
out
the
following
sources
for
information:
*
American
Bankers
Association;
1120
Connecticut
Ave.
N.W.,
Washington,
DC
20036;
(800)
BANKERS;
aba.com.
*
Mortgage
Bankers
Association
of
America,
1919
Pennsylvania
Ave.
N.W.,
Washington,
DC
20006-3404;
call
(202)
557-2700;
mbaa.org.
Q:
Where
do
I
get
information
on
correcting
loan
payments?
A:
The
following
auditing
services
can
do
a
thorough
review
of
residential
mortgages
for
lender
calculation
errors:
But
keep
in
mind
that
these
services
come
with
a
fee,
and
your
lender
should
be
able
to
work
with
you
to
make
your
own
accurate
calculation.
Q:
Where
can
I
get
a
list
of
mortgage
brokers?
A:
For
information
on
mortgage
brokers,
contact
the
National
Association
of
Mortgage
Brokers,
8201
Greensboro
Dr.,
Ste.
300,
McLean,
VA
22102;
(703)
610-9009;
namb.org.
