| Q:
|
Where
do
I
get
information
on
lease
options?
|
| A:
|
Contact
your
HomeJoy
Real
Estate
agent
(some
even
specialize
in
such
transactions)
or
read
up
on
lease
options
at
the
public
library.
If
you
have
a
real
estate
attorney,
ask
if
he
or
she
has
any
prepared
information
you
can
review.
Most
bookstores
have
a
fairly
hefty
real
estate
book
section
these
days.
Many
current
real
estate
books
have
at
least
a
section
on
lease
options.
If
you
are
considering
a
lease
option,
be
sure
you
do
your
homework
first.
And
have
an
attorney
or
financial
advisor
on
hand
to
review
any
paperwork
before
you
sign.
|
|
| Q:
|
Where
do
I
get
information
on
finding
the
best
loan?
|
| A:
|
For
information
on
how
to
find
the
best
home
loan,
check
out
this
booklet:
*
"How
to
Shop
for
a
Mortgage,"
by
the
Mortgage
Bankers
Association
of
America,
1919
Pennsylvania
Ave.
N.W.,
Washington,
DC
20006-3404;
call
(202)
557-2700;
mbaa.org.
|
|
| Q:
|
Where
do
I
get
information
on
mortgages?
|
| A:
|
For
information
on
mortgages,
check
out
the
following
sources
for
information:
*
American
Bankers
Association;
1120
Connecticut
Ave.
N.W.,
Washington,
DC
20036;
(800)
BANKERS;
aba.com.
*
Mortgage
Bankers
Association
of
America,
1919
Pennsylvania
Ave.
N.W.,
Washington,
DC
20006-3404;
call
(202)
557-2700;
mbaa.org.
|
|
| Q:
|
Where
do
I
get
information
on
correcting
loan
payments?
|
| A:
|
The
following
auditing
services
can
do
a
thorough
review
of
residential
mortgages
for
lender
calculation
errors:
*
Mortgage
Monitor,
1100
Summer
Street,
Samford,
06905;
(203)
973-0288;
mortgagemonitor.com.
*
Loantech,
Box
3635,
Gaithersburg,
MD
20885;
(301)
762-7700;
loantech.com.
But
keep
in
mind
that
these
services
come
with
a
fee,
and
your
lender
should
be
able
to
work
with
you
to
make
your
own
accurate
calculation.
|
|
| Q:
|
Where
can
I
get
a
list
of
mortgage
brokers?
|
| A:
|
For
information
on
mortgage
brokers,
contact
the
National
Association
of
Mortgage
Brokers
8201
Greensboro
Dr.,
Ste.
300,
McLean,
VA
22102;
(703)
610-9009;
namb.org.
|
|
| Q:
|
Where
do
I
get
information
on
PMI?
|
| A:
|
Look
for
tips
in
"A
Mortgage
Insurance
Guidebook,"
or
"How
to
Buy
a
Home
with
a
Low
Down
Payment,"
available
at
the
Federal
Citizen
Information
Center.
|
|
