Whom
to Contact
(Government
Loan
Programs)
- Q
&
A
Back
Next
Q:
Where
do
I
get
information
on
who
regulates
lenders?
A:
The
following
regulatory
bodies
oversee
lenders:
*
Comptroller
of
the
Currency,
Compliance
Division,
Washington,
D.C.,
(202)
874-4800;
occ.treas.gov.
*
Office
of
Thrift
Supervision,
Consumer
Affairs,
Washington,
D.C.,
(800)
842-6929;
ots.treas.gov.
*
Federal
Deposit
Insurance
Corp.,
Consumer
Affairs,
Washington,
D.C.,
(800)
925-4618;
fdic.gov.
Your
state
departments
of
real
estate
or
commerce
also
may
regulate
the
lenders
in
your
area.
Q:
Where
do
I
get
information
on
finding
the
best
loan?
A:
For
information
on
how
to
find
the
best
home
loan,
check
out
this
booklet:
*
"How
to
Shop
for
a
Mortgage,"
by
the
Mortgage
Bankers
Association
of
America,
1919
Pennsylvania
Ave.
N.W.,
Washington,
DC
20006-3404;
call
(202)
557-2700;
mbaa.org.
Q:
Where
do
I
get
information
on
correcting
loan
payments?
A:
The
following
auditing
services
can
do
a
thorough
review
of
residential
mortgages
for
lender
calculation
errors:
But
keep
in
mind
that
these
services
come
with
a
fee,
and
your
lender
should
be
able
to
work
with
you
to
make
your
own
accurate
calculation.
Q:
Where
can
I
get
a
list
of
mortgage
brokers?
A:
For
information
on
mortgage
brokers,
contact
the
National
Association
of
Mortgage
Brokers,
8201
Greensboro
Dr.,
Ste.
300,
McLean,
VA
22102;
(703)
610-9009;
namb.org.
Q:
Where
do
I
get
information
on
the
secondary
market?
A:
Two
major
secondary-market
sources
are
Fannie
Mae
at
(800)
732-6643;
fanniemae.com,
and
Freddie
Mac,
(800)FREDDIE;
freddiemac.com.
Q:
Where
do
I
get
information
on
VA
loans?
A:
For
information
on
VA
loans,
call
the
U.S.
Department
of
Veterans
Affairs
directly
at
(800)
827-1000;
homeloans.va.gov.
Also
refer
to:
*
"To
the
Home-Buying
Veteran."
*
"VA
Home
Loans."
Copyright
2006
Inman
News
Features
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